PUT AN END TO THAT BAD LOAN TODAY!

 

You already know that millions of Americans are in a financial trouble.  The current economy is affecting all of us one way or another. Every day on the radio and the news we hear about the bailout programs, some days if feels like there may be hope and other days it feels like things are getting worse. Well we know there is hope. Every day we are helping people to save money and stay in their homes. The government has given all of us an opportunity to fix the bad situations most of us are in.

  WHAT IS A LOAN MODIFICATION?

 A loan modification is not a re- finance. A loan modification is the revised version of your existing loan. Your current loan terms are changed so you can afford to keep your house. You can expect to have your interest rate lowered, the length of your loan changed, your interest rate to be locked in for the full term of your loan,and your payment to go towards interest and principle. Depending on the bank and what your situation you may even be able to reduce your principle balance.

 HOW IT WORKS 

Sorry to say not all of us who are suffering can get releif. With the bailout programs already in place you would think the banks would be more then happy to fix all of our loans and do their part to fix this mess. The fact is they are, but its not that easy. First you have to qualify to be eligible for a modification. Once you have meet their criteria there is a lot of work to actually get the modification. The banks are overwelmed with the number of homeowners looking for assistance. Most of us don't even know who to call. Dealing with your bank can be difficult and is time consuming. Once you get in touch with somone who can help, you have to be able to negotiate your loan and understand the new terms. In order to get that far you may have to call the bank multiple times each day. You must also document who you spoke to last and keep records of everthing. Be prepaired to do a lot of paperwork and take a lot of time out of your day to make sure everything is in order and still on track.

Call us today @ 702-210-4989

 DO YOU QUALIFY? 

CONTACT US TODAY SO WE CAN FIND OUT

IF YOU ARE A GOOD CANDIDATE

FOR A LOAN MODIFICATION.

YOU DO NOT NEED TO BE BEHIND IN YOUR PAYMENTS.

YOU DO NOT HAVE TO HAVE A GOVERNMENT BACKED LOAN.

YOU DO NOT HAVE TO BE IN THE FORCLOSURE PROCCESS.

YOU DO HAVE TO BE ABLE TO MAKE THE NEW ADJUSTED MONTHLY PAYMENT.

YOU DO HAVE TO SHOW PROOF OF INCOME.

CLICK ABOVE ON PRE-QUALIFY SO YOU CAN PROVIDE US WITH EVERYTHING WE NEED TO DETERMINE IF YOU CAN GET A LOAN MODIFICATON.

EXAMPLES OF MODIFICATIONS

          ORIGINAL LOAN TERMS

$387,000.00 LOAN AMOUNT

ADJUSTIBLE RATE LOAN

$3,200.00 A MONTH PAYMENT

INTERST ONLY

           AFTER MODIFICATION TERMS

$387,000.00 LOAN AMOUNT

4 YR 3%

5TH YR 4%

DURATION OF LOAN LOCKED AT 5%

$1,500.00 NEW MONTHLY PAYMENT

TOTAL SAVINGS OF $81,600.00 IN JUST THE FIRST FOUR YEARS